When we think of credit card debt, we often think the student who is swimming in credit card debt after years of paying for meals, books, and other college expenses that loans failed to cover or the middle class family who carries credit card debt while struggling to keep up with bills and other demands.  [...]

A recent report has just announced that Iowa residents havethe lowest average credit card debt in the United States.  This fascinating finding leaves many individuals and families around the nation struggling with credit card debt and bad credit asking “How do they do it?”
According to the report, Chicago-based firm TransUnion conducted its regularly quarterly analysis of trends [...]

Today, having good credit is more important than ever.  With lending regulations becoming tighter, it is usual for only those with good credit to be able to obtain home loans, auto loans, credit cards, or any other lines of credit they may be greatly in need of.  Only those with excellent credit are able to [...]

With total U.S. consumer debt at about $2.42 trillion dollars, according to an August 2010 G.19 report by the Federal Reserve, it’s no surprise that many individuals and families often contemplate controversial solutions in order to pay off loan and credit card debts.  
As U.S. consumption continues to outpace income, foreclosures increase, and young adult and [...]

According to the College Board, the average cost of tuition and fees at a four-year public college has increased by nearly 51 percent in the past decade, a number that is expected only to grow throughout our lifetime and our children’s lifetimes.  Since college graduates earn an average of $1 million more than high school [...]